Apply for a loan without a fixed income
Apply for a mini loan without a payslip? It seems like something impossible but nowadays this is also possible with the mini loan. Applying for a normal loan without a payslip is not an option, but because a mini loan involves relatively small amounts, you can apply for a mini loan without a payslip.
It may also happen to you that you are temporarily out of work and that you have more difficulty paying your fixed costs. If you know in advance that on a certain date you will have enough money to pay off the mini loan, concluding a mini loan is not a problem in many cases. You must ask yourself in advance whether it is wise to apply for a mini-loan without work, because you must be able to meet your payment obligation! In many cases, the lender will ask you whether a family member or friend can act as a guarantor for you, this is to minimize the risk for the mini-loan provider.
Mini loan without payslip and BKR review
As you have read in the meantime, the mini loan is a form of loan that you can use to borrow money in the easiest way. You can request a mini loan without a payslip and you can also take out a mini loan with a negative BKR code. Because when applying for a mini loan, there is usually no BKR check because the loan amount stays below 750 euros, you can also come up with a negative BKR coding for money via the mini loan. Here too you must remember that the loan must be repaid on time.
What amount to borrow without a payslip?
The maximum amount that you can borrow with a mini loan without a payslip is entirely up to the mini loan provider. It is therefore wise to read the conditions carefully before you apply for a mini loan. It not only tells you how much money you can borrow with a mini loan, but also what the interest and possible transaction costs will be.
Duration mini loan without payslip
The duration of a mini loan without a payslip is the same as if you would have applied for the mini loan while you would have a job. The duration of the mini loan is 15, 30 or 45 days, which is quite short. You must also adhere to this term because if you are late you will receive a fine from the mini-loan provider and these fines are quite high.
Costs for a mini loan without a payslip
The costs for a mini loan without a payslip are equal to the costs for a normal mini loan. And these costs consist of interest and any administration and / or closing costs.